Closing Cost Planning
Estimate Ontario land transfer tax before the closing budget gets tight.
This calculator focuses on Ontario and can layer in Toronto municipal tax plus first-time buyer rebates, with a date-aware Toronto rate schedule.
Ontario estimate only in the current service contract.
Toronto municipal tax can be toggled on for city purchases.
First-time buyer rebates are shown separately from gross tax.
Payment
Payment Calculator
Refinance
Refinance Calculator
Land Tax
Land Transfer Tax Calculator
Affordability
Affordability Calculator
Selected Calculator
Land Transfer Tax Calculator
Estimate Ontario land transfer tax, optional Toronto municipal tax, and first-time buyer rebates.
Stack
Next.js tabbed UI to Next API route to Spring API to Java calculator container
Use Case
Fast pre-qualification and planning support for buyers, owners, and closing-cost questions.
Inputs
Closing tax inputs
This estimator currently supports Ontario purchase tax and can add Toronto municipal tax when needed. It also shows first-time buyer rebates separately from gross tax.
Waiting For Inputs
Closing tax results will appear here.
Run the estimate to break down provincial tax, Toronto municipal tax if selected, first-time buyer relief, and the final net amount due.
Estimate Disclaimer
These figures are planning estimates only. Final numbers can move with lender underwriting, closing structure, insurance eligibility, municipal rules, and legal advice.